We have been in the receivables factoring business since 1979, are independently held, and have a proven track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's roller coaster rides and in doing so, can help you through any challenging circumstances you might suffer. We won't fold up shop when the times get challenging, as a few receivables factoring companies sadly have in the past.

All factoring companies have benchmarks for size, industry, and risk. It's pretty tough for you to determine which receivables factoring business is a suitable fit for you. By contacting us, we'll answer any burning questions you may have and help you find the ideal match for your company - it could be us or another receivables factoring company.

We have a huge network of receivables factoring industry colleagues, these close relationships were earned over 20+ years in the business. So, after you take the time to explain what you need to us, we have all the confidence in the world that you will find precisely what you need..

Many receivables factoring firms let you pick and choose your customers that you want to factor. Although a few of them normally have a minimum amount prior to working with you. With us you have the freedom to pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is much like having a credit card in your pocket. You have it to use when you want it but don’t sign an agreement that will force you into receivables factoring when you don't want it.

Many receivables factoring firms fees are hidden. You need to be Sherlock Homes to uncover those fees. Be rest assured, We are different.  We are unconditionally transparent about our fees. When you apply, you are given a straightforward, no obligation rate proposal with the fee for your business. See which other factoring company, If any, will be that will be unconditionally transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Accounts Receivable Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For instance, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our normal advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some accounts receivable factoring businesses are financed by Wall Sreet investors. We are an independently owned company and don't take commands from investors and boards. Same as you, we are like-minded business people and we have cleared many of the obstacles that a business encounters. We take the time to hear your story, determine struggles. Based on that information we will put together a custom-made solution for you. Many accounts receivable factoring businesses especially the Silicon Valley Fintech ones usually bet on an algorithm to establish your company's funding program. Who do you want to rely on as a cash flow partner to fund your business?

Many receivables factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you are set up with a dedicated account administrator to be your point of contact – who understands your business inside out, and can support you in ways the others just can't or don't want to be troubled.

Don't neglect the fact that the receivables factoring business will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is second to none. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. Further more we follow each invoice and follow them much the same as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is made.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from dicey transactions. You have immediate access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection issues so there are no surprises.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Be on guard for negative payment trends. This is crucial to avoid unnecessary write-offs.

Our company uses state-of-the-art technology to accelerate the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to lower rates for you. Many other companies are not even in the same neighborhood.